Finance for Dummies

Your ABCs to Finance and Investment

What Is an Annuity?

The concept of receiving a steady stream of income for a period or indefinitely for the rest of your life sounds ideal. And it is what many investors try to achieve through their investment efforts. For example, some purchase rental real estate to enjoy regular rental income, and others purchase dividend-producing stocks. While these are […]

What Is a Bond?

What is a bond? A bond is essentially a loan made for a specific length of time. It has a fixed or variable interest rate, usually from a corporation or a public entity like a city, state, or another branch of government. One normally uses it to fund specific projects or activities. Examples include the […]

Bear vs Bull Market – Main Differences

Bear and bull markets describe large-scale market movements. Bear markets refer to tradeable security prices undergoing a sustained drop. A bull market refers to security prices rising more or less steadily for a significant amount of time. Note that for a variety of mathematical and psychological reasons, bear and bull markets are not mirror images […]

What Are Intangible Assets?

Accountants, investors, lawyers, and other professionals often must address what are intangible assets and how to handle them. From a legal perspective, many intangible assets represent legal rights to the fruits of creativity, inventions and expertise and public popularity cultivated by companies. Accountants, investors, and lenders seek to value these legal rights, along with other […]

What Is a Convertible Bond?

As an investor, you may come across various investment opportunities that you are unfamiliar with over the years. Taking time to learn more about them can help you make savvier financial decisions. Hopefully, it can help you generate growth in your portfolio over the years. One investment option that many investors are relatively unfamiliar with […]

What Are Boutique Investment Banks?

Banks and other financial institutions provide you with a wide range of services. These include everything from basic checking accounts to help with raising capital, completing mergers and acquisitions and more. The larger banks in the industry seem to meet most needs a significant portion of the time. However, there are instances when working with […]