Many family households find themselves falling into debt partly due to spending too much money with their credit cards. If you need help repairing your credit score and climbing out of the hole that can’t seem to crawl out of, then Credit Repair Kit For Dummies may be just the book for you.
Credit Repair Kit for Dummies Overview
All of the ideas and oversights that go into learning about your credit can be quite confusing. This book will cover all of the following ideas (and more) that can boggle your mind:
- Tightened credit markets;
- Best ways to recover from credit card debt;
- What makes a good credit score today;
- Sharing credit debt with a significant other;
- Debt Relief Act;
- Tips on dealing with identity theft;
This book is targeted towards families that are struggling to recover from their financial debt, or for people simply learning to enhance their knowledge about their current state of credit. Credit Repair Kit For Dummies was written by financial expert Steve Bucci, who writes helpful columns the finance website Bankrate.com and The Scripps Howard News Service. This helpful book totals 416 pages in all and will generally give you a better knowledge of these otherwise tricky concepts.
What We Learned
- Fixed damaged credit;
- Recover from bad credit (no matter what the reason);
- Mortgage meltdowns;
- Student loans;
- How a credit reports works;
- Tricks for dealing with debt collectors;
- Sources for free professional help;
No matter what situation you may find yourself in (drowning in student or personal debt, identity theft, corrupt debt collectors, etc.), this book will most definitely help you and your family rectify the mistakes made in the past with poor credit.
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Not only will Credit Repair Kit For Dummies help clean up your credit from the past, but it will also teach you the tools that you need in order to implement more knowledge in the future about how to keep your credit score high and healthy.
What We Liked
After looking over many opinions that people have presented regarding Credit Repair Kit For Dummies, one of the many pros that people have agreed upon is the fact that it is not only a book on how to repair one’s credit, but also provides great tips on how to save money in general, such as:
- Work an extra part-time job on the side
- Occasional garage/yard sales
- Learn to budget
Another aspect of the book that was enjoyed across the board by most of the readers was the fact that the technical and financial terms about credit are easy for everybody to understand.
This book has a very informative and practical style that flows in a very organized way. It didn’t skip over any important information that people find vital in trying to repair their credit score. Everything that needed to be in the book was found within the pages.
What Could Have Been Better
After looking over customer comments from people who have already purchased and read the book, it seems that the only negative aspect that people had to comment on was the fact that the book did not cover the idea of removing paid off judgments.
People also expressed that they wished the book had covered the ways in which the credit market has changed in the past five to ten years. Information on how the market is updating their systems would be useful for people trying to repair their broken credit.
When it comes to the wording of the book itself, readers stated that they wished that the author hadn’t repeated himself quite so many times, and expressed that they hoped Bucci would go into more detail when it came to certain areas. In a book where things were described as black and white, the readers needed more of a gray area when it came to some of the ideas behind fixing credit and living a better lifestyle.
Like any good book, movie, idea, etc., there is always going to be positives and negatives behind it. If you are someone who is looking for a simplistic way to fix their credit score and learn more about the credit marketing world, then picking up this book may be just the right thing for you to do. If you do read this book, feel free to express your thoughts and opinions after completing it. Questions are welcome as well. Hopefully, this book will be as helpful and useful to all of you as it is to so many others who have already learned so much from its 416 pages.