image source: PixabayIf you are a taxpayer, it is important to know which taxes you should pay to avoid charges of tax evasion, which is a criminal offense. As a citizen, you should remit taxes timely. However, there are certain types of taxes that should be withheld. The IRS withholds taxes from taxpayers for specific […]
What Is a Credit Reference? Pick the Right One
If you are a brand new client with a lender, supplier, or utility provider, it is difficult to predict whether you will pay your accrued bills within the specified time. It is risky for you to be granted anything on credit without providing cash up front. However, a credit reference, such as a credit report […]
What Is Amortization?
Management of loans is important for individuals to maintain a healthy and bright financial future. Much of the economy is spurred on by investments in the forms of loans, which allow people to purchase things like automobiles, homes, or other items. There are not many Americans who do not have some familiarity with loans, as car […]
What is Marginal Cost and How to Find It
Determining the marginal cost is important for any business that is looking to maximize its profits. In a nutshell, it represents the decrease or increase in the total cost incurred by producing one or more unit of a product, or serving one or more customers. When shown on a graph, marginal cost has a U-shaped […]
Buying a House for Dummies: Book Review
There comes a time in each home renter’s life where they start to dream of something more. The renter becomes tired of giving away their monthly check for a living space instead of having the money be invested in their own home. They may desire to have a place they can change and transform into […]
What Are Retained Earnings? – Finance For Dummies
Many savvy investors investigate balance sheets to determine what are retained earnings. This is because the balance sheet tells a story of the entire history of the company. It reflects cumulative values since the inception of the company. Specifically, the retained earnings balance sheet account represents the cumulative net earnings since the company started. It is […]
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